Built for Beauty & Wellness Pros
Built for Beauty & Wellness Pros
Built for Beauty & Wellness Pros
Exclusive Health Benefits for Natural Assurance Members
Life happens. That’s why your membership includes access to supplemental health benefits that pay you directly for covered accidents, hospital stays, and more.
Support When It Matters Most
Natural Assurance members can enroll in voluntary, cash-paid health benefits that offer real financial relief during life’s unexpected moments.
Whether it’s a broken bone, a hospital stay, or something more serious, these benefits help pay you directly, so you can focus on recovery, not bills.
Natural Assurance was built for a new kind of professional—independent, mobile, and self-made. We exist to make sure you don’t have to choose between credibility and flexibility.
We’ve designed a membership that includes professional liability insurance and gives you access to exclusive perks, business-building tools, and health benefits. No sales calls. No red tape. Just everything you need, all in one place. We’re here to protect what you’ve built and support where you’re headed.
OFFERING YOU MORE
OFFERING YOU MORE
Peace of Mind, Without the Red Tape
These benefits aren’t major medical insurance, but they’re designed for how independent professionals really live. Flexible, fast, and reliable, backed by licensed insurers, available only through membership.
OFFERING YOU MORE
Peace of Mind, Without the Red Tape
These benefits aren’t major medical insurance, but they’re designed for how independent professionals really live. Flexible, fast, and reliable, backed by licensed insurers, available only through membership.
Portable, flexible, and built for solo professionals
Helps with out-of-pocket costs not covered by standard plans
Works as a standalone option or in addition to other coverage
Available to members only
Portable, flexible, and built for solo professionals
Helps with out-of-pocket costs not covered by standard plans
Works as a standalone option or in addition to other coverage
Available to members only
Portable, flexible, and built for solo professionals
Helps with out-of-pocket costs not covered by standard plans
Works as a standalone option or in addition to other coverage
Available to members only
FAQS
Frequently Asked Questions
Find quick answers to the most common questions.
What does professional liability insurance cover?
Professional liability insurance protects you from claims related to mistakes or negligence during your services, such as a client injury caused during a treatment.
What does general liability insurance cover?
General liability insurance covers claims for bodily injury or property damage that occur during your services, like a client slipping in your studio.
What are the policy limits for my coverage?
Our policy starts at $1,000,000 per occurrence with a $2,000,000 aggregate limit, with the ability to increase.
What services are excluded?
Certain high-risk services like Brazilian waxing, Botox, and chemical peels are excluded. For a complete list, check our policy details page.
Does this insurance cover my employees?
No, this policy does not cover employees. However, independent contractors can purchase their own policy and add you as an additional insured.
Do I need separate policies for different services?
No, our insurance covers all the services you offer under one policy, whether you’re a massage therapist, yoga instructor, or esthetician.
What does product liability insurance cover?
Product liability insurance protects you if a product you use in your services causes harm to a client, such as an allergic reaction to skincare products.
How long does my policy last?
The policy lasts for one year from the date of purchase, with the option to renew annually.
Do you cover mobile businesses?
Yes! Our coverage moves with you, whether you’re working in a studio, at a client’s home, or on the go.
Why is insurance important for my business?
Insurance safeguards your business from unexpected claims like accidents or negligence, ensuring you can focus on growing your business without worrying about potential legal or financial risks.
What are the policy limits?
We offer industry-leading limits, up to $3,000,000 in aggregate coverage.
FAQS
Frequently Asked Questions
Find quick answers to the most common questions.
What does professional liability insurance cover?
Professional liability insurance protects you from claims related to mistakes or negligence during your services, such as a client injury caused during a treatment.
What does general liability insurance cover?
General liability insurance covers claims for bodily injury or property damage that occur during your services, like a client slipping in your studio.
What are the policy limits for my coverage?
Our policy starts at $1,000,000 per occurrence with a $2,000,000 aggregate limit, with the ability to increase.
What services are excluded?
Certain high-risk services like Brazilian waxing, Botox, and chemical peels are excluded. For a complete list, check our policy details page.
Does this insurance cover my employees?
No, this policy does not cover employees. However, independent contractors can purchase their own policy and add you as an additional insured.
Do I need separate policies for different services?
No, our insurance covers all the services you offer under one policy, whether you’re a massage therapist, yoga instructor, or esthetician.
What does product liability insurance cover?
Product liability insurance protects you if a product you use in your services causes harm to a client, such as an allergic reaction to skincare products.
How long does my policy last?
The policy lasts for one year from the date of purchase, with the option to renew annually.
Do you cover mobile businesses?
Yes! Our coverage moves with you, whether you’re working in a studio, at a client’s home, or on the go.
Why is insurance important for my business?
Insurance safeguards your business from unexpected claims like accidents or negligence, ensuring you can focus on growing your business without worrying about potential legal or financial risks.
What are the policy limits?
We offer industry-leading limits, up to $3,000,000 in aggregate coverage.
FAQS
Frequently Asked Questions
Find quick answers to the most common questions.
Do you offer insurance for independent contractors?
What types of insurance do you offer?
Do I need multiple policies for different services?
What does liability insurance cover?
Why is insurance important for my business?