Animal Massage Therapists
Animal Massage Therapist Liability Insurance & Member Benefits
Natural Assurance gives animal massage therapists business liability insurance, member-only discounts, and expert growth tools in one simple membership—built for mobile, clinic-based, and equine facility practitioners.
COVERAGES
COVERAGES
Protection, perks, and business insights tailored for independent animal bodywork professionals.
With Natural Assurance, your membership includes professional and general liability insurance tailored to animal bodywork—from canine massage to equine therapy and rehabilitation support. Coverage extends to products and services, personal and advertising injury, fire damage to rented premises, and small medical payments for covered incidents.
COVERAGES
Protection, perks, and business insights tailored for independent animal bodywork professionals.
With Natural Assurance, your membership includes professional and general liability insurance tailored to animal bodywork—from canine massage to equine therapy and rehabilitation support. Coverage extends to products and services, personal and advertising injury, fire damage to rented premises, and small medical payments for covered incidents.
Get Covered in Minutes
Get Covered in Minutes
Get Covered in Minutes
Membership Benefits Built for Animal Massage Therapists
Natural Assurance is more than a policy—it's a membership built for animal wellness professionals, including independent animal massage therapists. Your coverage comes with access to a powerful discount marketplace, curated business insights, and options to explore group-level health benefits as a self-employed practitioner.
Protect Your Business
Professional and general liability insurance included with your membership.
Coverage that supports you at veterinary clinics, equine facilities, client homes, and mobile locations.
Instant digital proof of coverage you can share with veterinarians, facility owners, or partners.
Stretch Your Budget
Access to a members-only discount marketplace with savings on travel, dining, and retail.
Offers on tech and tools that help you run your animal massage practice more efficiently.
Everyday savings that help offset the cost of being an independent animal wellness professional.
Grow Your Practice
Expert-written articles, checklists, and resources tailored to wellness and bodywork professionals.
Guidance on building veterinary referral networks, marketing to horse owners, and growing your mobile practice.
Insights to help you promote your animal massage services and stand out in your local market.
Protect Your Business
Professional and general liability insurance included with your membership.
Coverage that supports you at veterinary clinics, equine facilities, client homes, and mobile locations.
Instant digital proof of coverage you can share with veterinarians, facility owners, or partners.
Stretch Your Budget
Access to a members-only discount marketplace with savings on travel, dining, and retail.
Offers on tech and tools that help you run your animal massage practice more efficiently.
Everyday savings that help offset the cost of being an independent animal wellness professional.
Grow Your Practice
Expert-written articles, checklists, and resources tailored to wellness and bodywork professionals.
Guidance on building veterinary referral networks, marketing to horse owners, and growing your mobile practice.
Insights to help you promote your animal massage services and stand out in your local market.
Protect Your Business
Professional and general liability insurance included with your membership.
Coverage that supports you at veterinary clinics, equine facilities, client homes, and mobile locations.
Instant digital proof of coverage you can share with veterinarians, facility owners, or partners.
Stretch Your Budget
Access to a members-only discount marketplace with savings on travel, dining, and retail.
Offers on tech and tools that help you run your animal massage practice more efficiently.
Everyday savings that help offset the cost of being an independent animal wellness professional.
Grow Your Practice
Expert-written articles, checklists, and resources tailored to wellness and bodywork professionals.
Guidance on building veterinary referral networks, marketing to horse owners, and growing your mobile practice.
Insights to help you promote your animal massage services and stand out in your local market.
PRICING
PRICING
Simple Pricing For All
Flexible plans that fit your budget & scale with needs.
PRICING
Simple Pricing For All
Flexible plans that fit your budget & scale with needs.
Basic Plan - Starting at:
$17.50
/month
Solid coverage for foundational protection.
$1M Coverage Per Occurrence
$2M Aggregate Coverage
$1M Product & Service Coverage
$1M Personal & Advertising Injury Coverage
$300K Fire Damage Rented Coverage
$5K Medical Coverage
Premium Plan - Starting at:
Popular
+$1.58
/month
Combined with the Basic Plan, you can enhance coverage for less than 2/month and gain greater peace of mind and protection.
$2M Coverage Per Occurrence
$3M Aggregate Coverage
$2M Product & Service Coverage
$1M Personal & Advertising Injury Coverage
$300K Fire Damage Rented Coverage
$5K Medical Coverage
Basic Plan - Starting at:
$17.50
/month
Solid coverage for foundational protection.
$1M Coverage Per Occurrence
$2M Aggregate Coverage
$1M Product & Service Coverage
$1M Personal & Advertising Injury Coverage
$300K Fire Damage Rented Coverage
$5K Medical Coverage
Premium Plan - Starting at:
Popular
+$1.58
/month
Combined with the Basic Plan, you can enhance coverage for less than 2/month and gain greater peace of mind and protection.
$2M Coverage Per Occurrence
$3M Aggregate Coverage
$2M Product & Service Coverage
$1M Personal & Advertising Injury Coverage
$300K Fire Damage Rented Coverage
$5K Medical Coverage
Basic Plan - Starting at:
$17.50
/month
Solid coverage for foundational protection.
$1M Coverage Per Occurrence
$2M Aggregate Coverage
$1M Product & Service Coverage
$1M Personal & Advertising Injury Coverage
$300K Fire Damage Rented Coverage
$5K Medical Coverage
Premium Plan - Starting at:
Popular
+$1.58
/month
Combined with the Basic Plan, you can enhance coverage for less than 2/month and gain greater peace of mind and protection.
$2M Coverage Per Occurrence
$3M Aggregate Coverage
$2M Product & Service Coverage
$1M Personal & Advertising Injury Coverage
$300K Fire Damage Rented Coverage
$5K Medical Coverage
Designed for Modern Animal Massage Therapists
Designed for Modern Animal Massage Therapists
Designed for Modern Animal Massage Therapists
Why Animal Massage Therapists Need Liability Insurance
Working with animals carries unique risks: animals can react unpredictably during sessions, owners can claim your treatment worsened a condition, or you could be injured while providing care. Liability insurance helps protect your animal massage practice from the cost of claims related to animal injuries, owner disputes, or accidents during sessions.
Equine Massage Reaction
During a session, a horse becomes startled and kicks out, and the owner claims your technique triggered the reaction and caused injury to the horse.
Your professional liability coverage can help respond to claims alleging your massage techniques caused harm to the animal.
Equine Massage Reaction
During a session, a horse becomes startled and kicks out, and the owner claims your technique triggered the reaction and caused injury to the horse.
Your professional liability coverage can help respond to claims alleging your massage techniques caused harm to the animal.
Equine Massage Reaction
During a session, a horse becomes startled and kicks out, and the owner claims your technique triggered the reaction and caused injury to the horse.
Your professional liability coverage can help respond to claims alleging your massage techniques caused harm to the animal.
Dog Bite During Session
While massaging a nervous dog, the animal bites you, requiring emergency room treatment and follow-up care for hand injuries.
General liability coverage can help address your medical costs if the incident occurs during your professional services.
Dog Bite During Session
While massaging a nervous dog, the animal bites you, requiring emergency room treatment and follow-up care for hand injuries.
General liability coverage can help address your medical costs if the incident occurs during your professional services.
Dog Bite During Session
While massaging a nervous dog, the animal bites you, requiring emergency room treatment and follow-up care for hand injuries.
General liability coverage can help address your medical costs if the incident occurs during your professional services.
Barn Property Damage
While setting up for a mobile equine massage session, you accidentally knock over grooming supplies that damage stall equipment or flooring.
General liability coverage can help with eligible costs related to property damage that occurs during your sessions.
Barn Property Damage
While setting up for a mobile equine massage session, you accidentally knock over grooming supplies that damage stall equipment or flooring.
General liability coverage can help with eligible costs related to property damage that occurs during your sessions.
Barn Property Damage
While setting up for a mobile equine massage session, you accidentally knock over grooming supplies that damage stall equipment or flooring.
General liability coverage can help with eligible costs related to property damage that occurs during your sessions.
FAQS
Frequently Asked Questions
Find quick answers to the most common questions.
What does professional liability insurance cover?
Professional liability insurance protects you from claims related to mistakes or negligence during your services, such as a client injury caused during a treatment.
What does general liability insurance cover?
General liability insurance covers claims for bodily injury or property damage that occur during your services, like a client slipping in your studio.
What are the policy limits for my coverage?
Our policy starts at $1,000,000 per occurrence with a $2,000,000 aggregate limit, with the ability to increase.
What services are excluded?
Certain high-risk services like Brazilian waxing, Botox, and chemical peels are excluded. For a complete list, check our policy details page.
Does this insurance cover my employees?
No, this policy does not cover employees. However, independent contractors can purchase their own policy and add you as an additional insured.
Do I need separate policies for different services?
No, our insurance covers all the services you offer under one policy, whether you’re a massage therapist, yoga instructor, or esthetician.
What does product liability insurance cover?
Product liability insurance protects you if a product you use in your services causes harm to a client, such as an allergic reaction to skincare products.
How long does my policy last?
The policy lasts for one year from the date of purchase, with the option to renew annually.
Do you cover mobile businesses?
Yes! Our coverage moves with you, whether you’re working in a studio, at a client’s home, or on the go.
Why is insurance important for my business?
Insurance safeguards your business from unexpected claims like accidents or negligence, ensuring you can focus on growing your business without worrying about potential legal or financial risks.
What are the policy limits?
We offer industry-leading limits, up to $3,000,000 in aggregate coverage.
FAQS
Frequently Asked Questions
Find quick answers to the most common questions.
What does professional liability insurance cover?
Professional liability insurance protects you from claims related to mistakes or negligence during your services, such as a client injury caused during a treatment.
What does general liability insurance cover?
General liability insurance covers claims for bodily injury or property damage that occur during your services, like a client slipping in your studio.
What are the policy limits for my coverage?
Our policy starts at $1,000,000 per occurrence with a $2,000,000 aggregate limit, with the ability to increase.
What services are excluded?
Certain high-risk services like Brazilian waxing, Botox, and chemical peels are excluded. For a complete list, check our policy details page.
Does this insurance cover my employees?
No, this policy does not cover employees. However, independent contractors can purchase their own policy and add you as an additional insured.
Do I need separate policies for different services?
No, our insurance covers all the services you offer under one policy, whether you’re a massage therapist, yoga instructor, or esthetician.
What does product liability insurance cover?
Product liability insurance protects you if a product you use in your services causes harm to a client, such as an allergic reaction to skincare products.
How long does my policy last?
The policy lasts for one year from the date of purchase, with the option to renew annually.
Do you cover mobile businesses?
Yes! Our coverage moves with you, whether you’re working in a studio, at a client’s home, or on the go.
Why is insurance important for my business?
Insurance safeguards your business from unexpected claims like accidents or negligence, ensuring you can focus on growing your business without worrying about potential legal or financial risks.
What are the policy limits?
We offer industry-leading limits, up to $3,000,000 in aggregate coverage.
FAQS
Frequently Asked Questions
Find quick answers to the most common questions.
Do you offer insurance for independent contractors?
What types of insurance do you offer?
Do I need multiple policies for different services?
What does liability insurance cover?
Why is insurance important for my business?