Pet Groomers
Pet Groomer Liability Insurance & Member Benefits
Natural Assurance gives pet groomers business liability insurance, member-only discounts, and expert growth tools in one simple membership—built for mobile, salon, in-home, and independent grooming professionals.
COVERAGES
COVERAGES
Protection, perks, and business insights tailored for independent pet grooming professionals.
With Natural Assurance, your membership includes professional and general liability insurance tailored to pet grooming—from full-service grooming and breed-specific cuts to nail trimming and coat treatments. Coverage extends to product use, personal and advertising injury, fire damage to rented premises, and small medical payments for covered incidents.
COVERAGES
Protection, perks, and business insights tailored for independent pet grooming professionals.
With Natural Assurance, your membership includes professional and general liability insurance tailored to pet grooming—from full-service grooming and breed-specific cuts to nail trimming and coat treatments. Coverage extends to product use, personal and advertising injury, fire damage to rented premises, and small medical payments for covered incidents.
Get Covered in Minutes
Get Covered in Minutes
Get Covered in Minutes
Membership Benefits Built for Pet Groomers
Natural Assurance is more than a policy—it's a membership built for wellness and service professionals, including independent pet groomers. Your coverage comes with access to a powerful discount marketplace, curated business insights, and options to explore group-level health benefits as a self-employed grooming specialist.
Protect Your Business
Professional and general liability insurance included with your membership.
Coverage that supports you in grooming salons, mobile units, in-home services, and pet care facilities.
Instant digital proof of coverage you can share with landlords, pet stores, or event partners.
Stretch Your Budget
Access to a members-only discount marketplace with savings on grooming tools, pet care supplies, and business tech.
Deals on booking software, cleaning products, and continuing education.
Everyday savings to help lower the cost of running your grooming business.
Grow Your Practice
Resources on client retention, upselling add-ons, and pricing your services profitably.
Guides for promoting your brand, attracting repeat clients, and expanding mobile operations.
Marketing tips to help you stand out in your local pet care market.
Protect Your Business
Professional and general liability insurance included with your membership.
Coverage that supports you in grooming salons, mobile units, in-home services, and pet care facilities.
Instant digital proof of coverage you can share with landlords, pet stores, or event partners.
Stretch Your Budget
Access to a members-only discount marketplace with savings on grooming tools, pet care supplies, and business tech.
Deals on booking software, cleaning products, and continuing education.
Everyday savings to help lower the cost of running your grooming business.
Grow Your Practice
Resources on client retention, upselling add-ons, and pricing your services profitably.
Guides for promoting your brand, attracting repeat clients, and expanding mobile operations.
Marketing tips to help you stand out in your local pet care market.
Protect Your Business
Professional and general liability insurance included with your membership.
Coverage that supports you in grooming salons, mobile units, in-home services, and pet care facilities.
Instant digital proof of coverage you can share with landlords, pet stores, or event partners.
Stretch Your Budget
Access to a members-only discount marketplace with savings on grooming tools, pet care supplies, and business tech.
Deals on booking software, cleaning products, and continuing education.
Everyday savings to help lower the cost of running your grooming business.
Grow Your Practice
Resources on client retention, upselling add-ons, and pricing your services profitably.
Guides for promoting your brand, attracting repeat clients, and expanding mobile operations.
Marketing tips to help you stand out in your local pet care market.
PRICING
PRICING
Simple Pricing For All
Flexible plans that fit your budget & scale with needs.
PRICING
Simple Pricing For All
Flexible plans that fit your budget & scale with needs.
Basic Plan - Starting at:
$17.50
/month
Solid coverage for foundational protection.
$1M Coverage Per Occurrence
$2M Aggregate Coverage
$1M Product & Service Coverage
$1M Personal & Advertising Injury Coverage
$300K Fire Damage Rented Coverage
$5K Medical Coverage
Premium Plan - Starting at:
Popular
+$1.58
/month
Combined with the Basic Plan, you can enhance coverage for less than 2/month and gain greater peace of mind and protection.
$2M Coverage Per Occurrence
$3M Aggregate Coverage
$2M Product & Service Coverage
$1M Personal & Advertising Injury Coverage
$300K Fire Damage Rented Coverage
$5K Medical Coverage
Basic Plan - Starting at:
$17.50
/month
Solid coverage for foundational protection.
$1M Coverage Per Occurrence
$2M Aggregate Coverage
$1M Product & Service Coverage
$1M Personal & Advertising Injury Coverage
$300K Fire Damage Rented Coverage
$5K Medical Coverage
Premium Plan - Starting at:
Popular
+$1.58
/month
Combined with the Basic Plan, you can enhance coverage for less than 2/month and gain greater peace of mind and protection.
$2M Coverage Per Occurrence
$3M Aggregate Coverage
$2M Product & Service Coverage
$1M Personal & Advertising Injury Coverage
$300K Fire Damage Rented Coverage
$5K Medical Coverage
Basic Plan - Starting at:
$17.50
/month
Solid coverage for foundational protection.
$1M Coverage Per Occurrence
$2M Aggregate Coverage
$1M Product & Service Coverage
$1M Personal & Advertising Injury Coverage
$300K Fire Damage Rented Coverage
$5K Medical Coverage
Premium Plan - Starting at:
Popular
+$1.58
/month
Combined with the Basic Plan, you can enhance coverage for less than 2/month and gain greater peace of mind and protection.
$2M Coverage Per Occurrence
$3M Aggregate Coverage
$2M Product & Service Coverage
$1M Personal & Advertising Injury Coverage
$300K Fire Damage Rented Coverage
$5K Medical Coverage
Designed for Modern Pet Groomers
Designed for Modern Pet Groomers
Designed for Modern Pet Groomers
Why Pet Groomers Need Liability Insurance
Pet grooming involves sharp tools, unpredictable animals, and high expectations from pet owners. Even careful professionals can face claims of injury, skin irritation, or emotional distress. Liability insurance helps protect your grooming business from the cost of treatment-related incidents, owner complaints, or property damage.
Cut During Grooming
A dog jerks suddenly and gets a small cut from grooming scissors. The owner claims negligence and demands compensation.
Professional liability coverage can help with legal costs and client claims tied to grooming-related injuries.
Cut During Grooming
A dog jerks suddenly and gets a small cut from grooming scissors. The owner claims negligence and demands compensation.
Professional liability coverage can help with legal costs and client claims tied to grooming-related injuries.
Cut During Grooming
A dog jerks suddenly and gets a small cut from grooming scissors. The owner claims negligence and demands compensation.
Professional liability coverage can help with legal costs and client claims tied to grooming-related injuries.
Slip-and-Fall in Your Salon
A pet owner slips on water near your bathing area while picking up their pet and suffers a wrist injury.
General liability coverage can help with medical bills and legal fees from accidents at your grooming location.
Slip-and-Fall in Your Salon
A pet owner slips on water near your bathing area while picking up their pet and suffers a wrist injury.
General liability coverage can help with medical bills and legal fees from accidents at your grooming location.
Slip-and-Fall in Your Salon
A pet owner slips on water near your bathing area while picking up their pet and suffers a wrist injury.
General liability coverage can help with medical bills and legal fees from accidents at your grooming location.
Skin Reaction to Shampoo
A pet has an allergic reaction to a shampoo you used, and the owner seeks reimbursement for veterinary care.
Products and services coverage can help with claims related to products used during grooming services.
Skin Reaction to Shampoo
A pet has an allergic reaction to a shampoo you used, and the owner seeks reimbursement for veterinary care.
Products and services coverage can help with claims related to products used during grooming services.
Skin Reaction to Shampoo
A pet has an allergic reaction to a shampoo you used, and the owner seeks reimbursement for veterinary care.
Products and services coverage can help with claims related to products used during grooming services.
FAQS
Frequently Asked Questions
Find quick answers to the most common questions.
What does professional liability insurance cover?
Professional liability insurance protects you from claims related to mistakes or negligence during your services, such as a client injury caused during a treatment.
What does general liability insurance cover?
General liability insurance covers claims for bodily injury or property damage that occur during your services, like a client slipping in your studio.
What are the policy limits for my coverage?
Our policy starts at $1,000,000 per occurrence with a $2,000,000 aggregate limit, with the ability to increase.
What services are excluded?
Certain high-risk services like Brazilian waxing, Botox, and chemical peels are excluded. For a complete list, check our policy details page.
Does this insurance cover my employees?
No, this policy does not cover employees. However, independent contractors can purchase their own policy and add you as an additional insured.
Do I need separate policies for different services?
No, our insurance covers all the services you offer under one policy, whether you’re a massage therapist, yoga instructor, or esthetician.
What does product liability insurance cover?
Product liability insurance protects you if a product you use in your services causes harm to a client, such as an allergic reaction to skincare products.
How long does my policy last?
The policy lasts for one year from the date of purchase, with the option to renew annually.
Do you cover mobile businesses?
Yes! Our coverage moves with you, whether you’re working in a studio, at a client’s home, or on the go.
Why is insurance important for my business?
Insurance safeguards your business from unexpected claims like accidents or negligence, ensuring you can focus on growing your business without worrying about potential legal or financial risks.
What are the policy limits?
We offer industry-leading limits, up to $3,000,000 in aggregate coverage.
FAQS
Frequently Asked Questions
Find quick answers to the most common questions.
What does professional liability insurance cover?
Professional liability insurance protects you from claims related to mistakes or negligence during your services, such as a client injury caused during a treatment.
What does general liability insurance cover?
General liability insurance covers claims for bodily injury or property damage that occur during your services, like a client slipping in your studio.
What are the policy limits for my coverage?
Our policy starts at $1,000,000 per occurrence with a $2,000,000 aggregate limit, with the ability to increase.
What services are excluded?
Certain high-risk services like Brazilian waxing, Botox, and chemical peels are excluded. For a complete list, check our policy details page.
Does this insurance cover my employees?
No, this policy does not cover employees. However, independent contractors can purchase their own policy and add you as an additional insured.
Do I need separate policies for different services?
No, our insurance covers all the services you offer under one policy, whether you’re a massage therapist, yoga instructor, or esthetician.
What does product liability insurance cover?
Product liability insurance protects you if a product you use in your services causes harm to a client, such as an allergic reaction to skincare products.
How long does my policy last?
The policy lasts for one year from the date of purchase, with the option to renew annually.
Do you cover mobile businesses?
Yes! Our coverage moves with you, whether you’re working in a studio, at a client’s home, or on the go.
Why is insurance important for my business?
Insurance safeguards your business from unexpected claims like accidents or negligence, ensuring you can focus on growing your business without worrying about potential legal or financial risks.
What are the policy limits?
We offer industry-leading limits, up to $3,000,000 in aggregate coverage.
FAQS
Frequently Asked Questions
Find quick answers to the most common questions.
Do you offer insurance for independent contractors?
What types of insurance do you offer?
Do I need multiple policies for different services?
What does liability insurance cover?
Why is insurance important for my business?