Professional Body Piercers
Professional Body Piercer Liability Insurance & Member Benefits
Natural Assurance gives professional body piercers business liability insurance, member-only discounts, and expert growth tools in one simple membership—built for studios, mobile setups, events, and freelance professionals.
COVERAGES
COVERAGES
Protection, perks, and business insights tailored for independent piercing professionals.
With Natural Assurance, your membership includes professional and general liability insurance tailored to piercing services—from earlobe and facial piercings to body, dermal, and specialty work. Coverage extends to product use, personal and advertising injury, fire damage to rented premises, and small medical payments for covered incidents.
COVERAGES
Protection, perks, and business insights tailored for independent piercing professionals.
With Natural Assurance, your membership includes professional and general liability insurance tailored to piercing services—from earlobe and facial piercings to body, dermal, and specialty work. Coverage extends to product use, personal and advertising injury, fire damage to rented premises, and small medical payments for covered incidents.
Get Covered in Minutes
Get Covered in Minutes
Get Covered in Minutes
Membership Benefits Built for Professional Body Piercers
Natural Assurance is more than a policy—it's a membership built for body art professionals, including independent body piercers. Your coverage comes with access to a powerful discount marketplace, curated business insights, and options to explore group-level health benefits as a self-employed artist.
Protect Your Business
Professional and general liability insurance included with your membership.
Coverage that supports you in studios, mobile setups, conventions, and private appointments.
Instant digital proof of coverage you can share with shop owners, licensing boards, or event organizers.
Stretch Your Budget
Access to a members-only discount marketplace with savings on piercing tools, supplies, and sterilization gear.
Deals on client scheduling apps, marketing tools, and continuing education.
Everyday savings that help reduce the cost of managing your body piercing business.
Grow Your Practice
Resources on studio marketing, managing healing expectations, and growing your referral network.
Tips on building a strong portfolio, developing your aesthetic niche, and pricing premium services.
Support for growing your brand and standing out in a competitive personal services market.
Protect Your Business
Professional and general liability insurance included with your membership.
Coverage that supports you in studios, mobile setups, conventions, and private appointments.
Instant digital proof of coverage you can share with shop owners, licensing boards, or event organizers.
Stretch Your Budget
Access to a members-only discount marketplace with savings on piercing tools, supplies, and sterilization gear.
Deals on client scheduling apps, marketing tools, and continuing education.
Everyday savings that help reduce the cost of managing your body piercing business.
Grow Your Practice
Resources on studio marketing, managing healing expectations, and growing your referral network.
Tips on building a strong portfolio, developing your aesthetic niche, and pricing premium services.
Support for growing your brand and standing out in a competitive personal services market.
Protect Your Business
Professional and general liability insurance included with your membership.
Coverage that supports you in studios, mobile setups, conventions, and private appointments.
Instant digital proof of coverage you can share with shop owners, licensing boards, or event organizers.
Stretch Your Budget
Access to a members-only discount marketplace with savings on piercing tools, supplies, and sterilization gear.
Deals on client scheduling apps, marketing tools, and continuing education.
Everyday savings that help reduce the cost of managing your body piercing business.
Grow Your Practice
Resources on studio marketing, managing healing expectations, and growing your referral network.
Tips on building a strong portfolio, developing your aesthetic niche, and pricing premium services.
Support for growing your brand and standing out in a competitive personal services market.
PRICING
PRICING
Simple Pricing For All
Flexible plans that fit your budget & scale with needs.
PRICING
Simple Pricing For All
Flexible plans that fit your budget & scale with needs.
Basic Plan - Starting at:
$17.50
/month
Solid coverage for foundational protection.
$1M Coverage Per Occurrence
$2M Aggregate Coverage
$1M Product & Service Coverage
$1M Personal & Advertising Injury Coverage
$300K Fire Damage Rented Coverage
$5K Medical Coverage
Premium Plan - Starting at:
Popular
+$1.58
/month
Combined with the Basic Plan, you can enhance coverage for less than 2/month and gain greater peace of mind and protection.
$2M Coverage Per Occurrence
$3M Aggregate Coverage
$2M Product & Service Coverage
$1M Personal & Advertising Injury Coverage
$300K Fire Damage Rented Coverage
$5K Medical Coverage
Basic Plan - Starting at:
$17.50
/month
Solid coverage for foundational protection.
$1M Coverage Per Occurrence
$2M Aggregate Coverage
$1M Product & Service Coverage
$1M Personal & Advertising Injury Coverage
$300K Fire Damage Rented Coverage
$5K Medical Coverage
Premium Plan - Starting at:
Popular
+$1.58
/month
Combined with the Basic Plan, you can enhance coverage for less than 2/month and gain greater peace of mind and protection.
$2M Coverage Per Occurrence
$3M Aggregate Coverage
$2M Product & Service Coverage
$1M Personal & Advertising Injury Coverage
$300K Fire Damage Rented Coverage
$5K Medical Coverage
Basic Plan - Starting at:
$17.50
/month
Solid coverage for foundational protection.
$1M Coverage Per Occurrence
$2M Aggregate Coverage
$1M Product & Service Coverage
$1M Personal & Advertising Injury Coverage
$300K Fire Damage Rented Coverage
$5K Medical Coverage
Premium Plan - Starting at:
Popular
+$1.58
/month
Combined with the Basic Plan, you can enhance coverage for less than 2/month and gain greater peace of mind and protection.
$2M Coverage Per Occurrence
$3M Aggregate Coverage
$2M Product & Service Coverage
$1M Personal & Advertising Injury Coverage
$300K Fire Damage Rented Coverage
$5K Medical Coverage
Designed for Modern Body Piercers
Designed for Modern Body Piercers
Designed for Modern Body Piercers
Why Professional Body Piercers Need Liability Insurance
Piercing services involve skin penetration, sharp tools, and high client sensitivity. Even experienced piercers can face claims of infection, misplacement, allergic reactions, or scarring. Liability insurance helps protect your business from the cost of service-related claims, reputational damage, or disputes tied to product use.
Piercing Infection Complaint
A client develops an infection days after a navel piercing and claims your equipment or technique was to blame.
Professional liability coverage can help with legal defense and eligible costs if a claim alleges service-related harm.
Piercing Infection Complaint
A client develops an infection days after a navel piercing and claims your equipment or technique was to blame.
Professional liability coverage can help with legal defense and eligible costs if a claim alleges service-related harm.
Piercing Infection Complaint
A client develops an infection days after a navel piercing and claims your equipment or technique was to blame.
Professional liability coverage can help with legal defense and eligible costs if a claim alleges service-related harm.
Allergic Reaction to Jewelry
A client has a severe allergic reaction to a metal used in initial jewelry and demands reimbursement for medical treatment.
Products and services coverage may help respond to claims involving jewelry or materials you provided.
Allergic Reaction to Jewelry
A client has a severe allergic reaction to a metal used in initial jewelry and demands reimbursement for medical treatment.
Products and services coverage may help respond to claims involving jewelry or materials you provided.
Allergic Reaction to Jewelry
A client has a severe allergic reaction to a metal used in initial jewelry and demands reimbursement for medical treatment.
Products and services coverage may help respond to claims involving jewelry or materials you provided.
Client Falls at Studio
A client faints post-piercing and falls off the table, sustaining a head injury.
General liability coverage can help with medical expenses and legal fees if the injury occurs in your workspace.
Client Falls at Studio
A client faints post-piercing and falls off the table, sustaining a head injury.
General liability coverage can help with medical expenses and legal fees if the injury occurs in your workspace.
Client Falls at Studio
A client faints post-piercing and falls off the table, sustaining a head injury.
General liability coverage can help with medical expenses and legal fees if the injury occurs in your workspace.
FAQS
Frequently Asked Questions
Find quick answers to the most common questions.
What does professional liability insurance cover?
Professional liability insurance protects you from claims related to mistakes or negligence during your services, such as a client injury caused during a treatment.
What does general liability insurance cover?
General liability insurance covers claims for bodily injury or property damage that occur during your services, like a client slipping in your studio.
What are the policy limits for my coverage?
Our policy starts at $1,000,000 per occurrence with a $2,000,000 aggregate limit, with the ability to increase.
What services are excluded?
Certain high-risk services like Brazilian waxing, Botox, and chemical peels are excluded. For a complete list, check our policy details page.
Does this insurance cover my employees?
No, this policy does not cover employees. However, independent contractors can purchase their own policy and add you as an additional insured.
Do I need separate policies for different services?
No, our insurance covers all the services you offer under one policy, whether you’re a massage therapist, yoga instructor, or esthetician.
What does product liability insurance cover?
Product liability insurance protects you if a product you use in your services causes harm to a client, such as an allergic reaction to skincare products.
How long does my policy last?
The policy lasts for one year from the date of purchase, with the option to renew annually.
Do you cover mobile businesses?
Yes! Our coverage moves with you, whether you’re working in a studio, at a client’s home, or on the go.
Why is insurance important for my business?
Insurance safeguards your business from unexpected claims like accidents or negligence, ensuring you can focus on growing your business without worrying about potential legal or financial risks.
What are the policy limits?
We offer industry-leading limits, up to $3,000,000 in aggregate coverage.
FAQS
Frequently Asked Questions
Find quick answers to the most common questions.
What does professional liability insurance cover?
Professional liability insurance protects you from claims related to mistakes or negligence during your services, such as a client injury caused during a treatment.
What does general liability insurance cover?
General liability insurance covers claims for bodily injury or property damage that occur during your services, like a client slipping in your studio.
What are the policy limits for my coverage?
Our policy starts at $1,000,000 per occurrence with a $2,000,000 aggregate limit, with the ability to increase.
What services are excluded?
Certain high-risk services like Brazilian waxing, Botox, and chemical peels are excluded. For a complete list, check our policy details page.
Does this insurance cover my employees?
No, this policy does not cover employees. However, independent contractors can purchase their own policy and add you as an additional insured.
Do I need separate policies for different services?
No, our insurance covers all the services you offer under one policy, whether you’re a massage therapist, yoga instructor, or esthetician.
What does product liability insurance cover?
Product liability insurance protects you if a product you use in your services causes harm to a client, such as an allergic reaction to skincare products.
How long does my policy last?
The policy lasts for one year from the date of purchase, with the option to renew annually.
Do you cover mobile businesses?
Yes! Our coverage moves with you, whether you’re working in a studio, at a client’s home, or on the go.
Why is insurance important for my business?
Insurance safeguards your business from unexpected claims like accidents or negligence, ensuring you can focus on growing your business without worrying about potential legal or financial risks.
What are the policy limits?
We offer industry-leading limits, up to $3,000,000 in aggregate coverage.
FAQS
Frequently Asked Questions
Find quick answers to the most common questions.
Do you offer insurance for independent contractors?
What types of insurance do you offer?
Do I need multiple policies for different services?
What does liability insurance cover?
Why is insurance important for my business?