Spray Tan Technicians
Spray Tan Technician Liability Insurance & Member Benefits
Natural Assurance gives spray tan technicians business liability insurance, member-only discounts, and expert growth tools in one simple membership—built for salon, mobile, and event tanning professionals.
COVERAGES
COVERAGES
Protection, perks, and business insights tailored for independent airbrush tanning professionals.
With Natural Assurance, your membership includes professional and general liability insurance tailored to spray tanning services—from basic airbrush sessions to special event tanning and mobile applications. Coverage extends to products and services, personal and advertising injury, fire damage to rented premises, and small medical payments for covered incidents.
COVERAGES
Protection, perks, and business insights tailored for independent airbrush tanning professionals.
With Natural Assurance, your membership includes professional and general liability insurance tailored to spray tanning services—from basic airbrush sessions to special event tanning and mobile applications. Coverage extends to products and services, personal and advertising injury, fire damage to rented premises, and small medical payments for covered incidents.
Get Covered in Minutes
Get Covered in Minutes
Get Covered in Minutes
Membership Benefits Built for Spray Tan Technicians
Natural Assurance is more than a policy—it's a membership built for beauty professionals, including independent spray tan technicians. Your coverage comes with access to a powerful discount marketplace, curated business insights, and options to explore group-level health benefits as a self-employed professional.
Protect Your Business
Professional and general liability insurance included with your membership.
Coverage that supports you in salons, mobile studios, event venues, and client homes.
Instant digital proof of coverage you can share with salon owners, event coordinators, or venue managers.
Stretch Your Budget
Access to a members-only discount marketplace with savings on travel, dining, and retail.
Offers on tech and tools that help you run your spray tan business more efficiently.
Everyday savings that help offset the cost of being an independent beauty professional.
Grow Your Practice
Expert-written articles, checklists, and resources tailored to beauty and wellness professionals.
Guidance on pricing packages, booking events, building a mobile business, and attracting bridal clients.
Insights to help you promote your spray tan services online and stand out in your local market.
Protect Your Business
Professional and general liability insurance included with your membership.
Coverage that supports you in salons, mobile studios, event venues, and client homes.
Instant digital proof of coverage you can share with salon owners, event coordinators, or venue managers.
Stretch Your Budget
Access to a members-only discount marketplace with savings on travel, dining, and retail.
Offers on tech and tools that help you run your spray tan business more efficiently.
Everyday savings that help offset the cost of being an independent beauty professional.
Grow Your Practice
Expert-written articles, checklists, and resources tailored to beauty and wellness professionals.
Guidance on pricing packages, booking events, building a mobile business, and attracting bridal clients.
Insights to help you promote your spray tan services online and stand out in your local market.
Protect Your Business
Professional and general liability insurance included with your membership.
Coverage that supports you in salons, mobile studios, event venues, and client homes.
Instant digital proof of coverage you can share with salon owners, event coordinators, or venue managers.
Stretch Your Budget
Access to a members-only discount marketplace with savings on travel, dining, and retail.
Offers on tech and tools that help you run your spray tan business more efficiently.
Everyday savings that help offset the cost of being an independent beauty professional.
Grow Your Practice
Expert-written articles, checklists, and resources tailored to beauty and wellness professionals.
Guidance on pricing packages, booking events, building a mobile business, and attracting bridal clients.
Insights to help you promote your spray tan services online and stand out in your local market.
PRICING
PRICING
Simple Pricing For All
Flexible plans that fit your budget & scale with needs.
PRICING
Simple Pricing For All
Flexible plans that fit your budget & scale with needs.
Basic Plan - Starting at:
$17.50
/month
Solid coverage for foundational protection.
$1M Coverage Per Occurrence
$2M Aggregate Coverage
$1M Product & Service Coverage
$1M Personal & Advertising Injury Coverage
$300K Fire Damage Rented Coverage
$5K Medical Coverage
Premium Plan - Starting at:
Popular
+$1.58
/month
Combined with the Basic Plan, you can enhance coverage for less than 2/month and gain greater peace of mind and protection.
$2M Coverage Per Occurrence
$3M Aggregate Coverage
$2M Product & Service Coverage
$1M Personal & Advertising Injury Coverage
$300K Fire Damage Rented Coverage
$5K Medical Coverage
Basic Plan - Starting at:
$17.50
/month
Solid coverage for foundational protection.
$1M Coverage Per Occurrence
$2M Aggregate Coverage
$1M Product & Service Coverage
$1M Personal & Advertising Injury Coverage
$300K Fire Damage Rented Coverage
$5K Medical Coverage
Premium Plan - Starting at:
Popular
+$1.58
/month
Combined with the Basic Plan, you can enhance coverage for less than 2/month and gain greater peace of mind and protection.
$2M Coverage Per Occurrence
$3M Aggregate Coverage
$2M Product & Service Coverage
$1M Personal & Advertising Injury Coverage
$300K Fire Damage Rented Coverage
$5K Medical Coverage
Basic Plan - Starting at:
$17.50
/month
Solid coverage for foundational protection.
$1M Coverage Per Occurrence
$2M Aggregate Coverage
$1M Product & Service Coverage
$1M Personal & Advertising Injury Coverage
$300K Fire Damage Rented Coverage
$5K Medical Coverage
Premium Plan - Starting at:
Popular
+$1.58
/month
Combined with the Basic Plan, you can enhance coverage for less than 2/month and gain greater peace of mind and protection.
$2M Coverage Per Occurrence
$3M Aggregate Coverage
$2M Product & Service Coverage
$1M Personal & Advertising Injury Coverage
$300K Fire Damage Rented Coverage
$5K Medical Coverage
Designed for Modern Spray Tan Professionals
Designed for Modern Spray Tan Professionals
Designed for Modern Spray Tan Professionals
Why Spray Tan Technicians Need Liability Insurance
Every tanning session carries real risk: clients can have allergic reactions to solutions, slip on tanning residue, or claim uneven application damaged their appearance for an important event. Liability insurance helps protect your tanning business from the cost of claims related to injuries, product reactions, or alleged mistakes in your services.
Solution Allergic Reaction
A client experiences severe skin irritation, swelling, or breathing difficulty after a spray tan and requires emergency medical treatment.
Your professional liability and products coverage can help respond to claims involving reactions to tanning solutions or techniques you used.
Solution Allergic Reaction
A client experiences severe skin irritation, swelling, or breathing difficulty after a spray tan and requires emergency medical treatment.
Your professional liability and products coverage can help respond to claims involving reactions to tanning solutions or techniques you used.
Solution Allergic Reaction
A client experiences severe skin irritation, swelling, or breathing difficulty after a spray tan and requires emergency medical treatment.
Your professional liability and products coverage can help respond to claims involving reactions to tanning solutions or techniques you used.
Mobile Setup Slip-and-Fall
While setting up your mobile spray tan tent at a client's home, solution overspray makes the floor slippery and the client falls, injuring their wrist.
General liability coverage can help with eligible medical costs and legal defense if the client files a claim for injuries in your work area.
Mobile Setup Slip-and-Fall
While setting up your mobile spray tan tent at a client's home, solution overspray makes the floor slippery and the client falls, injuring their wrist.
General liability coverage can help with eligible medical costs and legal defense if the client files a claim for injuries in your work area.
Mobile Setup Slip-and-Fall
While setting up your mobile spray tan tent at a client's home, solution overspray makes the floor slippery and the client falls, injuring their wrist.
General liability coverage can help with eligible medical costs and legal defense if the client files a claim for injuries in your work area.
Wedding Day Tan Disaster
A bride claims your spray tan application was streaky and uneven, ruining her wedding photos and causing emotional distress.
Professional liability coverage can help respond to claims alleging your service did not meet professional standards or caused reputational harm.
Wedding Day Tan Disaster
A bride claims your spray tan application was streaky and uneven, ruining her wedding photos and causing emotional distress.
Professional liability coverage can help respond to claims alleging your service did not meet professional standards or caused reputational harm.
Wedding Day Tan Disaster
A bride claims your spray tan application was streaky and uneven, ruining her wedding photos and causing emotional distress.
Professional liability coverage can help respond to claims alleging your service did not meet professional standards or caused reputational harm.
FAQS
Frequently Asked Questions
Find quick answers to the most common questions.
What does professional liability insurance cover?
Professional liability insurance protects you from claims related to mistakes or negligence during your services, such as a client injury caused during a treatment.
What does general liability insurance cover?
General liability insurance covers claims for bodily injury or property damage that occur during your services, like a client slipping in your studio.
What are the policy limits for my coverage?
Our policy starts at $1,000,000 per occurrence with a $2,000,000 aggregate limit, with the ability to increase.
What services are excluded?
Certain high-risk services like Brazilian waxing, Botox, and chemical peels are excluded. For a complete list, check our policy details page.
Does this insurance cover my employees?
No, this policy does not cover employees. However, independent contractors can purchase their own policy and add you as an additional insured.
Do I need separate policies for different services?
No, our insurance covers all the services you offer under one policy, whether you’re a massage therapist, yoga instructor, or esthetician.
What does product liability insurance cover?
Product liability insurance protects you if a product you use in your services causes harm to a client, such as an allergic reaction to skincare products.
How long does my policy last?
The policy lasts for one year from the date of purchase, with the option to renew annually.
Do you cover mobile businesses?
Yes! Our coverage moves with you, whether you’re working in a studio, at a client’s home, or on the go.
Why is insurance important for my business?
Insurance safeguards your business from unexpected claims like accidents or negligence, ensuring you can focus on growing your business without worrying about potential legal or financial risks.
What are the policy limits?
We offer industry-leading limits, up to $3,000,000 in aggregate coverage.
FAQS
Frequently Asked Questions
Find quick answers to the most common questions.
What does professional liability insurance cover?
Professional liability insurance protects you from claims related to mistakes or negligence during your services, such as a client injury caused during a treatment.
What does general liability insurance cover?
General liability insurance covers claims for bodily injury or property damage that occur during your services, like a client slipping in your studio.
What are the policy limits for my coverage?
Our policy starts at $1,000,000 per occurrence with a $2,000,000 aggregate limit, with the ability to increase.
What services are excluded?
Certain high-risk services like Brazilian waxing, Botox, and chemical peels are excluded. For a complete list, check our policy details page.
Does this insurance cover my employees?
No, this policy does not cover employees. However, independent contractors can purchase their own policy and add you as an additional insured.
Do I need separate policies for different services?
No, our insurance covers all the services you offer under one policy, whether you’re a massage therapist, yoga instructor, or esthetician.
What does product liability insurance cover?
Product liability insurance protects you if a product you use in your services causes harm to a client, such as an allergic reaction to skincare products.
How long does my policy last?
The policy lasts for one year from the date of purchase, with the option to renew annually.
Do you cover mobile businesses?
Yes! Our coverage moves with you, whether you’re working in a studio, at a client’s home, or on the go.
Why is insurance important for my business?
Insurance safeguards your business from unexpected claims like accidents or negligence, ensuring you can focus on growing your business without worrying about potential legal or financial risks.
What are the policy limits?
We offer industry-leading limits, up to $3,000,000 in aggregate coverage.
FAQS
Frequently Asked Questions
Find quick answers to the most common questions.
Do you offer insurance for independent contractors?
What types of insurance do you offer?
Do I need multiple policies for different services?
What does liability insurance cover?
Why is insurance important for my business?