Wellness Coaches
Wellness Coach Liability Insurance & Member Benefits
Natural Assurance gives wellness coaches business liability insurance, member-only discounts, and expert growth tools in one simple membership—built for virtual coaching, in-person sessions, and holistic wellness programs.
COVERAGES
COVERAGES
Protection, perks, and business insights tailored for independent health and lifestyle coaches.
With Natural Assurance, your membership includes professional and general liability insurance tailored to wellness coaching—from one-on-one sessions and group programs to retreats and digital courses. Coverage extends to product use, personal and advertising injury, fire damage to rented premises, and small medical payments for covered incidents.
COVERAGES
Protection, perks, and business insights tailored for independent health and lifestyle coaches.
With Natural Assurance, your membership includes professional and general liability insurance tailored to wellness coaching—from one-on-one sessions and group programs to retreats and digital courses. Coverage extends to product use, personal and advertising injury, fire damage to rented premises, and small medical payments for covered incidents.
Get Covered in Minutes
Get Covered in Minutes
Get Covered in Minutes
Membership Benefits Built for Wellness Coaches
Natural Assurance is more than a policy—it's a membership built for holistic professionals, including independent wellness coaches. Your coverage comes with access to a powerful discount marketplace, curated business insights, and options to explore group-level health benefits as a self-employed practitioner.
Protect Your Business
Professional and general liability insurance included with your membership.
Coverage that supports you in coaching studios, client homes, retreats, and virtual settings.
Instant digital proof of coverage you can share with partners, landlords, or venue hosts.
Stretch Your Budget
Access to a members-only discount marketplace with savings on coaching tools, wellness gear, and business tech.
Deals on scheduling platforms, course hosting software, and self-care essentials.
Everyday savings that help lower the cost of running your coaching business.
Grow Your Practice
Resources on launching programs, coaching across wellness domains, and managing client expectations.
Tips for creating digital products, hosting workshops, and building a referral network.
Marketing support to help you stand out and build a trusted wellness brand.
Protect Your Business
Professional and general liability insurance included with your membership.
Coverage that supports you in coaching studios, client homes, retreats, and virtual settings.
Instant digital proof of coverage you can share with partners, landlords, or venue hosts.
Stretch Your Budget
Access to a members-only discount marketplace with savings on coaching tools, wellness gear, and business tech.
Deals on scheduling platforms, course hosting software, and self-care essentials.
Everyday savings that help lower the cost of running your coaching business.
Grow Your Practice
Resources on launching programs, coaching across wellness domains, and managing client expectations.
Tips for creating digital products, hosting workshops, and building a referral network.
Marketing support to help you stand out and build a trusted wellness brand.
Protect Your Business
Professional and general liability insurance included with your membership.
Coverage that supports you in coaching studios, client homes, retreats, and virtual settings.
Instant digital proof of coverage you can share with partners, landlords, or venue hosts.
Stretch Your Budget
Access to a members-only discount marketplace with savings on coaching tools, wellness gear, and business tech.
Deals on scheduling platforms, course hosting software, and self-care essentials.
Everyday savings that help lower the cost of running your coaching business.
Grow Your Practice
Resources on launching programs, coaching across wellness domains, and managing client expectations.
Tips for creating digital products, hosting workshops, and building a referral network.
Marketing support to help you stand out and build a trusted wellness brand.
PRICING
PRICING
Simple Pricing For All
Flexible plans that fit your budget & scale with needs.
PRICING
Simple Pricing For All
Flexible plans that fit your budget & scale with needs.
Basic Plan - Starting at:
$17.50
/month
Solid coverage for foundational protection.
$1M Coverage Per Occurrence
$2M Aggregate Coverage
$1M Product & Service Coverage
$1M Personal & Advertising Injury Coverage
$300K Fire Damage Rented Coverage
$5K Medical Coverage
Premium Plan - Starting at:
Popular
+$1.58
/month
Combined with the Basic Plan, you can enhance coverage for less than 2/month and gain greater peace of mind and protection.
$2M Coverage Per Occurrence
$3M Aggregate Coverage
$2M Product & Service Coverage
$1M Personal & Advertising Injury Coverage
$300K Fire Damage Rented Coverage
$5K Medical Coverage
Basic Plan - Starting at:
$17.50
/month
Solid coverage for foundational protection.
$1M Coverage Per Occurrence
$2M Aggregate Coverage
$1M Product & Service Coverage
$1M Personal & Advertising Injury Coverage
$300K Fire Damage Rented Coverage
$5K Medical Coverage
Premium Plan - Starting at:
Popular
+$1.58
/month
Combined with the Basic Plan, you can enhance coverage for less than 2/month and gain greater peace of mind and protection.
$2M Coverage Per Occurrence
$3M Aggregate Coverage
$2M Product & Service Coverage
$1M Personal & Advertising Injury Coverage
$300K Fire Damage Rented Coverage
$5K Medical Coverage
Basic Plan - Starting at:
$17.50
/month
Solid coverage for foundational protection.
$1M Coverage Per Occurrence
$2M Aggregate Coverage
$1M Product & Service Coverage
$1M Personal & Advertising Injury Coverage
$300K Fire Damage Rented Coverage
$5K Medical Coverage
Premium Plan - Starting at:
Popular
+$1.58
/month
Combined with the Basic Plan, you can enhance coverage for less than 2/month and gain greater peace of mind and protection.
$2M Coverage Per Occurrence
$3M Aggregate Coverage
$2M Product & Service Coverage
$1M Personal & Advertising Injury Coverage
$300K Fire Damage Rented Coverage
$5K Medical Coverage
Designed for Modern Wellness Coaches
Designed for Modern Wellness Coaches
Designed for Modern Wellness Coaches
Why Wellness Coaches Need Liability Insurance
Wellness coaching often involves guidance on health, mindset, and lifestyle—areas that can lead to misunderstandings or disputes. Clients may experience setbacks, misinterpret your advice, or claim your support caused emotional or physical distress. Liability insurance helps protect your practice from the cost of professional or reputational claims.
Misunderstood Wellness Plan
A client follows your wellness plan and experiences fatigue, then claims the plan ignored a pre-existing condition.
Professional liability coverage can help with legal defense and eligible costs tied to claims of harm from guidance you provided.
Misunderstood Wellness Plan
A client follows your wellness plan and experiences fatigue, then claims the plan ignored a pre-existing condition.
Professional liability coverage can help with legal defense and eligible costs tied to claims of harm from guidance you provided.
Misunderstood Wellness Plan
A client follows your wellness plan and experiences fatigue, then claims the plan ignored a pre-existing condition.
Professional liability coverage can help with legal defense and eligible costs tied to claims of harm from guidance you provided.
Slip at In-Home Session
A client trips over a yoga mat in your space during a movement-based session and sustains an injury.
General liability coverage may help with medical costs and legal fees tied to accidents that happen during your sessions.
Slip at In-Home Session
A client trips over a yoga mat in your space during a movement-based session and sustains an injury.
General liability coverage may help with medical costs and legal fees tied to accidents that happen during your sessions.
Slip at In-Home Session
A client trips over a yoga mat in your space during a movement-based session and sustains an injury.
General liability coverage may help with medical costs and legal fees tied to accidents that happen during your sessions.
Negative Reaction to Recommended Product
A client reacts poorly to a supplement or journal you recommended and demands reimbursement for related expenses.
Products and services coverage can help with certain claims involving items you suggested as part of your coaching process.
Negative Reaction to Recommended Product
A client reacts poorly to a supplement or journal you recommended and demands reimbursement for related expenses.
Products and services coverage can help with certain claims involving items you suggested as part of your coaching process.
Negative Reaction to Recommended Product
A client reacts poorly to a supplement or journal you recommended and demands reimbursement for related expenses.
Products and services coverage can help with certain claims involving items you suggested as part of your coaching process.
FAQS
Frequently Asked Questions
Find quick answers to the most common questions.
What does professional liability insurance cover?
Professional liability insurance protects you from claims related to mistakes or negligence during your services, such as a client injury caused during a treatment.
What does general liability insurance cover?
General liability insurance covers claims for bodily injury or property damage that occur during your services, like a client slipping in your studio.
What are the policy limits for my coverage?
Our policy starts at $1,000,000 per occurrence with a $2,000,000 aggregate limit, with the ability to increase.
What services are excluded?
Certain high-risk services like Brazilian waxing, Botox, and chemical peels are excluded. For a complete list, check our policy details page.
Does this insurance cover my employees?
No, this policy does not cover employees. However, independent contractors can purchase their own policy and add you as an additional insured.
Do I need separate policies for different services?
No, our insurance covers all the services you offer under one policy, whether you’re a massage therapist, yoga instructor, or esthetician.
What does product liability insurance cover?
Product liability insurance protects you if a product you use in your services causes harm to a client, such as an allergic reaction to skincare products.
How long does my policy last?
The policy lasts for one year from the date of purchase, with the option to renew annually.
Do you cover mobile businesses?
Yes! Our coverage moves with you, whether you’re working in a studio, at a client’s home, or on the go.
Why is insurance important for my business?
Insurance safeguards your business from unexpected claims like accidents or negligence, ensuring you can focus on growing your business without worrying about potential legal or financial risks.
What are the policy limits?
We offer industry-leading limits, up to $3,000,000 in aggregate coverage.
FAQS
Frequently Asked Questions
Find quick answers to the most common questions.
What does professional liability insurance cover?
Professional liability insurance protects you from claims related to mistakes or negligence during your services, such as a client injury caused during a treatment.
What does general liability insurance cover?
General liability insurance covers claims for bodily injury or property damage that occur during your services, like a client slipping in your studio.
What are the policy limits for my coverage?
Our policy starts at $1,000,000 per occurrence with a $2,000,000 aggregate limit, with the ability to increase.
What services are excluded?
Certain high-risk services like Brazilian waxing, Botox, and chemical peels are excluded. For a complete list, check our policy details page.
Does this insurance cover my employees?
No, this policy does not cover employees. However, independent contractors can purchase their own policy and add you as an additional insured.
Do I need separate policies for different services?
No, our insurance covers all the services you offer under one policy, whether you’re a massage therapist, yoga instructor, or esthetician.
What does product liability insurance cover?
Product liability insurance protects you if a product you use in your services causes harm to a client, such as an allergic reaction to skincare products.
How long does my policy last?
The policy lasts for one year from the date of purchase, with the option to renew annually.
Do you cover mobile businesses?
Yes! Our coverage moves with you, whether you’re working in a studio, at a client’s home, or on the go.
Why is insurance important for my business?
Insurance safeguards your business from unexpected claims like accidents or negligence, ensuring you can focus on growing your business without worrying about potential legal or financial risks.
What are the policy limits?
We offer industry-leading limits, up to $3,000,000 in aggregate coverage.
FAQS
Frequently Asked Questions
Find quick answers to the most common questions.
Do you offer insurance for independent contractors?
What types of insurance do you offer?
Do I need multiple policies for different services?
What does liability insurance cover?
Why is insurance important for my business?